Card · points stay put
Federal Scapia: points stay put
It earns a brand's own coin rather than bank points. Nothing it earns can become an airline or hotel booking through a transfer.
Rewards are held as Scapia coins against its own booking flow, not a transferable currency.
What this means
The coins spend inside that brand's app or hotels, at the brand's own rate. They sit outside the bank-to-airline transfer network, so they cannot be moved to a frequent flyer programme.